Our latest Newsletter – Hot off the press!
- By Caz Blake-Symes
- •
- 06 Jan, 2018
- •
Mortgage & Protection Issue 2 - Winter 2018
Our launch newsletter was very well received with positive feedback saying it very useful and informative. We very much hope that you will find lots to interest you in this issue too.
Some of the topics covered include:
- The recent interest rate rise.
- Current mortgage market update.
- Ready to Remortgage?
- Check your Credit Rating.
- Protecting your mortgage and your family.
- Making the most of your Buy to Let mortgage/investment.
- Facts for First-time Buyers.
Please CLICK HERE to view or download your copy
Content Overview
We’ve recently seen the first rise in a decade in the Bank of England’s Bank Rate. It’s not a massive jump, but it does signal the likely direction we’re going in. That said, we remain in a low interest rate environment. So, whilst those on a variable rate are likely to see a rise in their monthly payments, it’s not too excessive at this stage and if you’re looking to change, you may be pleasantly surprised by some of the deals on offer.
In this issue, we consider this and the various borrowing scenarios that you may face, which might prompt you to assess your requirements. As part of that process, we will help navigate you through the massive array of lenders, product choices and affordability criteria, and, hopefully, protect your credit rating in the process.
Elsewhere, aside from resolving any borrowing needs, do also consider the peace of mind brought about by having suitable protection cover in place, should the unexpected occur.
The Buy-to-Let landlord may, understandably, feel somewhat unloved at the moment, with tax concerns and even more rules to contend with (the Portfolio Landlord initiative is the latest development). We set out how we can help about deals on offer, and a hand holding role for the increased paperwork.
In 2018 we may see First-Time Buyers accounting for almost half of all house purchases financed by a mortgage.
We look at some of the key drivers for this sector and where we can help.
A Relevant Life Plan is a ‘death-in-service’ policy that offers a different type of life cover, and is something for both employers and employees to consider, as it can be tax-efficient, and is more flexible than a registered group scheme.
We hope you find the issue of interest and, once you’ve had a chance to look through, do pass it onto friends, relatives or work colleagues, if you think it may be relevant to them too - or please email us their details and we we can send them their own copy.
For expert advice and more information or to book your FREE consultation please visit one of our websites, call or email.
Bristol Mortgages Online www.bristolmortgagesonline.com Tel 0117 325 1511
Bath Mortgages Online www.bathmortgagesonline.com Tel 01225 584 888
Exeter Mortgages Online www.exetermortgagesonline.com Tel 01392 690 888
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