The Benefits of Choosing Us to be Your Mortgage Broker

  • By Caz Blake-Symes
  • •
  • 07 Oct, 2017
  • •

  “Expert Mortgage Advice from Professionals You Can Trust”  

Using Bristol, Bath or Exeter Mortgages Online saves you the legwork. We have regular contact with a wide variety of lenders, some of whom you may not even know about. The alternative to working with us, is to call up dozens of lenders and compare their mortgage terms and rates on your own. We save you the time and headache of having to do that. Using our expert knowledge of the whole market, we can also steer you away from certain lenders with onerous payment terms buried in their mortgage small print.

We give you more choice

We search the whole market for the best product for you, as we are not tied to a specific lender. Some lenders work exclusively with mortgage brokers and rely on them to be the gatekeepers to bring them suitable clients. You may not be able to contact some lenders directly. We may also be able to get special rates from lenders due to the volume of business generated that might be lower than you can get on your own.

You may save some fees

There are several different types of fees that can be involved in taking on a new mortgage or working with a new lender, we may be able to negotiate with lenders to waive or reduce some of these fees which can save you hundreds to thousands of pounds.

We hold your hand through to completion

We have a team of expert support and administration staff who will process your application, progress your offer and chase any queries. We work with you, your Estate Agents and Solicitors, to make the process as smooth as possible. This saves hours of your time waiting on calls and chasing a wide circle of people during office hours.

 Our clients rate our service as being 5-star, please check out the links on our websites to view over 100 5-star Google Reviews

For expert advice and more information or to book your FREE consultation please visit one of our websites, call or email.

Bristol Mortgages Online     www.bristolmortgagesonline.com        Tel 0117 325 1511

Bath Mortgages Online         www.bathmortgagesonline.com            Tel  01225 584 888

Exeter Mortgages Online     www.exetermortgagesonline.com          Tel 01392 690 888

 

Easter Opening Hours

By Caz Blake-Symes • March 28, 2018
Happy Easter from Bristol, Bath and Exeter Mortgages Online We would like to wish all our clients, friends and business partners a very Happy Easter. Our Opening Hours will be Good Friday Closed Easter Saturday 10am - 4pm Easter Sunday Closed Bank Holiday Monday Closed

Join the race to remortgage

By Caz Blake-Symes • March 24, 2018
Borrowers are scrambling in record numbers to take out fixed-rate mortgages before an expected rise in the Bank of England base rate. This month 25 lenders, including Barclays, Halifax, NatWest and TSB, raised the cost of mortgage deals, including 11 in the past week. A total of 49,800 mortgages were arranged in January, more than in any month since November 2008, according to UK Finance, the body that represents banks and other lenders

We have an opportunity for a Mortgage Progressor/Administrator

By Caz Blake-Symes • March 12, 2018
We will shortly be looking for a Mortgage Progressor/Administrator to join our team at Bristol Mortgages Online, based at our offices at Henleaze House, Henleaze, Bristol. This is a key appointment for us and in order to get the best person for the job, we are prepared to be flexible regarding working hours and salary.

Bath Mortgages Online Has Moved!

By Caz Blake-Symes • February 26, 2018
We are celebrating our First Anniversary this month and we have outgrown our offices already!! We are very pleased to be relocating to 1 Queen Square, Bath BA1 2HA. Although many of our appointments and consultations are carried out at our clients’ homes or business premises, our new offices gives us greater flexibility if clients want to come to us, in lovely surroundings.

Are you sitting on an Interest-Only Ticking Timebomb?Are you sitting on an Interest-Only Ticking Timebomb?

By Caz Blake-Symes • February 9, 2018
Hundreds of thousands of homeowners could be at risk of losing their homes by ignoring how they will pay off their mortgage, a regulator has warned. Nearly one in five mortgage-holders has an interest-only home loan, meaning they would need savings or other funds to pay a final lump sum. The Financial Conduct Authority (FCA) said the end of these mortgage terms would peak in the next 10 to 14 years.

A Record Year for Home-movers in the UK

By Caz Blake-Symes • January 27, 2018
For. the first time, home-movers are paying an average deposit of over £100,000, with The number of homeowners moving

Bristol, Bath and Exeter Mortgages Online offering fantastic remortgage deals

By Caz Blake-Symes • January 20, 2018
Although thinking about organising a remortgage can feel like a hassle, the good news is that mortgage rates are still at incredibly competitive levels. By switching to a better deal, you could find your monthly repayments come down significantly – particularly if you've built up a decent amount of equity in your home. So, if you are soon to remortgage, let us help you through the whole process from the initial quotation through to completion.

Our latest Newsletter – Hot off the press!

By Caz Blake-Symes • January 6, 2018
Our launch newsletter was very well received with positive feedback saying it very useful and informative. We very much hope that you will find lots to interest you in this issue too.

Making Sure You get the Best Buy to Let Mortgage or Remortgage Deal

By Caz Blake-Symes • December 7, 2017
The Directors and Senior Mortgage Advisers at both Bristol Mortgages Online and Bath Mortgages Online, have expert knowledge of a host of specific Buy to Let products for investment mortgages and remortgaging purposes. Many of these lenders are specialists in this sector and will only deal with clients via specialist, independent mortgage brokers like us.

Summary of the 2017 Budget

By Caz Blake-Symes • November 22, 2017
Stamp duty and housing Stamp duty to be abolished immediately for first-time buyers purchasing properties worth up to £300,000 To help those in London and other expensive areas, the first £300,000 of the cost of a £500,000 purchase by all first-time buyers will be exempt from stamp duty, with the remaining £200,000 incurring 5%.
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